It cannot be helped that your credit score can be the sole determining factor on how wide (or limited) your credit options are. This can be rather problematic if you are new to the whole concept of building your credit score since you have little to no credit history to fall back on.
However, Experian launched in 2019 a free service that may just help you build on your score. How it works is rather unique but it does beg the question: Is it effective?
Continue reading