How to mend a battered credit score

So what happens if you have gotten yourself in a little pickle and you now are looking to figure out how to mend your credit score. Firstly do not turn to one of those clear your credit report agencies who claim they can clear away any negatives on your report in 48 hours or some such. Unfortunately, these just don’t work and there is no quick fix to repairing your profile score. Time is your friend here.

• Don’t miss payment
• Don’t keep applying for new credit
• Try to consistently pay down debt
• checkTry to keep debt to under half of balance