Category Archives for Debt

Which route to take

Which Debt Should I Pay Off First?

For many with a less than stable sense of financial security, Debt could be seen as a dirty, four-letter word. There’s just something so offensive with the word that hearing it next to your name can make you cringe. But debt is something that is not so insurmountable that you can’t clear it off within […]

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Bankrupt

What is the Difference Between a CCJ, a Default, and Bankruptcy?

Dealing with debt is supposed to be a simple and straightforward matter. However, this becomes complicated if the law is already involved. Things like a County Court Judgement, a Default, and Bankruptcy have their own implications and consequences. As such, you would need to know what makes these three different from each other. This way, […]

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Drowning

What Can I Do If My Monthly Contributions are Not Making a Dent on My Debt?

The best thing that could be said about debt is that it is something that most people would eventually encounter in their lifetime. For credit holders, it’s near inescapable as every transaction you make gives rise to every form of financial obligation. Also, it could be said that debt has the appeal of dry rot. […]

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Money

Debt Consolidation: Will It Help My Credit Score?

Debt Consolidation: Will It Help My Credit Score? It’s no secret that our credit scores are utterly dependent on a lot of factors, both within and outside our control. As for the factors that we can control, none have a bigger impact than the way we manage debt. After all, debt is inescapable when you […]

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