Finances

How Can I Keep My Score Safe?

The best thing that can be said about credit scores is that you can at least expect a new figure once the next credit report is ready to be published. Credit scores are quite inconsistent from one report to another because they are based on your most recent activities. Here is the problem, though: a […]

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Wallet

How Much are You Giving to Your Credit Card Provider?!

This might come as a surprise to you but the way that the amount you are obligated to pay to your credit card provider is calculated is not as straightforward as you might think it is. Interest and charges are the two things that ensure the credit card provider earns money from doing business from […]

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Coins going to credit card company

How Does Credit Card Interest Work?

You might notice that your monthly payments do not exactly reflect the amount you owe to certain creditors. If you opt to pay for the bare minimum, then you’d notice that the monthly payments, when combined, are considerably more than what you initially loaned from that creditor. This is what is simply called an interest […]

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Housemates

Being Financially Linked: What Do I Need to Be Aware Of

It’s not uncommon to check on your credit report and find something there is seemingly inaccurate or out of date. Things like wrong entries or outstanding balances already paid are easily disputed and subsequently amended. However, one factor that is not as easy to dispute is that of financial links. What are these and how […]

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Pound coins

What is LOQBOX?

Building on your credit history can be crucial in getting a good credit score. However, the problem is that you can’t even apply for most types of credit unless you have credit history. And thus, the conundrum is set: how can you get credit if you don’t have credit history which you can’t build without […]

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Man UK

What Might Happen with Brexit

Brexit. It’s that one word that has many Brits concerned for the future of the country and its relationship with its neighbours. Depending on where your political ideologies lie, you might consider Brexit as a chance for Britain to finally free itself from unwanted expenditures or a trap where it’s going to put itself in […]

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Debt reducing

Should I Use One of Those Credit Builder Cards to Boost My Score?

Should I Use One of Those Credit Builder Cards to Boost My Score? There are many ways to build on one’s credit score. Whether it is piggybacking on some other person’s card as an authorised user or something as simple as making your payments on time. The number of ways you can get your credit […]

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Credit card fraud

What is Credit Card Fraud?

If there has ever been a persistent problem in the credit card industry, it would be credit card fraud. It has always been an escalation when it comes to fraud as scammers are getting smarter in breaking through layers of protection set up against them while companies are coming up with more complex methods of […]

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Freedom

How Can I Pay Off My Credit Cards Quickly And Get a Better Credit Score?

More often than not, it’s your behavior as the credit holder that determines the score you get in every credit report. That being said, the way you manage your debts accrued in each of your credit cards will play a huge role in calculating your credit score. In short, promptly paying your debts is a […]

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Smart toddler learning basics

What is a Credit Score?

So far, we’ve been talking about how to improve on credit scores, what to do keep them at a high, and what not to do in order to hurt it. We’ve also been talking about how a credit score can influence many of your transactions, even those activities that do not necessarily revolve around credit. […]

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