Debt Consolidation: Will It Help My Credit Score?

Debt Consolidation: Will It Help My Credit Score? It’s no secret that our credit scores are utterly dependent on a lot of factors, both within and outside our control. As for the factors that we can control, none have a bigger impact than the way we manage debt. After all, debt is inescapable when you […]

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The One Thing That is Affecting Over 18 Million People’s Credit Score in the UK

It’s no surprise that credit scores are quite vital to any transaction that any adult in Britain makes. From applying for loans and credit to even finding a job, your credit score can determine whether that application of yours will be approved given what financial status your score implies. However, here’s the thing: that credit […]

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Experian’s Credit Report and Why You Should Subscribe to It

Experian’s Credit Report and Why You Should Subscribe to It Having the right kind of information is necessary in controlling your finances. A credit report, for instance, helps you improve on your performance as a credit holder which is why it would be necessary that you have access to it whenever you have the need […]

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Just How Many Types of Credit Reports Are There?

Just How Many Types of Credit Reports Are There? This can be a bit of a surprise for you but there are actually more than one type of credit report in the market right now. This could mean a lot of things. However, the most important would be that you can get a totally different […]

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What Is CRAIN?

What Is CRAIN? It’s natural to be inquisitive with a lot of things in life. One of these, as far as consumers are concerned revolves around the way credit agencies do their work gathering and compiling information regarding our financial activities. Just how do they do it? On what grounds were they authorised to do […]

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How Can I Keep My Score Safe?

The best thing that can be said about credit scores is that you can at least expect a new figure once the next credit report is ready to be published. Credit scores are quite inconsistent from one report to another because they are based on your most recent activities. Here is the problem, though: a […]

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How Much are You Giving to Your Credit Card Provider?!

This might come as a surprise to you but the way that the amount you are obligated to pay to your credit card provider is calculated is not as straightforward as you might think it is. Interest and charges are the two things that ensure the credit card provider earns money from doing business from […]

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How Does Credit Card Interest Work?

You might notice that your monthly payments do not exactly reflect the amount you owe to certain creditors. If you opt to pay for the bare minimum, then you’d notice that the monthly payments, when combined, are considerably more than what you initially loaned from that creditor. This is what is simply called an interest […]

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Being Financially Linked: What Do I Need to Be Aware Of

It’s not uncommon to check on your credit report and find something there is seemingly inaccurate or out of date. Things like wrong entries or outstanding balances already paid are easily disputed and subsequently amended. However, one factor that is not as easy to dispute is that of financial links. What are these and how […]

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What is LOQBOX?

Building on your credit history can be crucial in getting a good credit score. However, the problem is that you can’t even apply for most types of credit unless you have credit history. And thus, the conundrum is set: how can you get credit if you don’t have credit history which you can’t build without […]

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